Edward W. Kirn III

Edward W. Kirn III is a partner with Powers Kirn LLC, responsible for managing the firm's litigation department and client relations. He was admitted to the bar in the State of New Jersey and Commonwealth of Pennsylvania in 1994 and is also admitted to practice in the U.S. District Courts for the District of New Jersey and Western District of Pennsylvania, as well as the U.S. Supreme Court. Kirn currently serves on USFN's board of directors and is also a member of the organization's education, retreat education and legal issues committees.

Robert Padgett

Robert Padgett is a director in Freddie Mac's loss mitigation department, overseeing the units responsible for delinquent loan workouts, resolution of distressed assets and Freddie Mac affordable outreach programs. He has been in the mortgage banking industry over 23 years and has been with Freddie Mac for the past 15 years. His career with Freddie Mac began in the multifamily division, where he was a loan underwriter. From there, he moved into single family operations in the loss mitigation department, and then into the credit risk oversight division - where he was responsible for oversight of the single family operations, structured finance, multifamily and real estate asset-backed portfolio divisions.

Richard M. Leibert

Richard M. Leibert is the managing partner of Hunt Leibert Jacobson PC, Hartford, Conn., and he is also president of USFN and chairs the organization's membership and conflict resolution committees. Leibert is a HUD commissioner, member of the AFN and former director of the Connecticut Mortgage Bankers Association. He also previously served on Fidelity National Default Solutions' attorney advisory board and in Freddie Mac's Default Advisory Group.

Larry B. Litton Jr.

Larry B. Litton Jr. is president and chief executive officer of Litton Loan Servicing. He and his team have developed a host of default servicing technologies and loan resolution programs that have made a significant impact on reducing credit losses and saving customers' homes. He has been a vocal leader in the industry regarding customer care and has implemented a number of programs and systems that have increased customer satisfaction and raised service levels to the top of the industry. Litton Loan Servicing manages a $60 billion portfolio consisting of subprime, HLTV and nonperforming assets, and maintains top ratings from all three rating agencies. The company is a wholly owned subsidiary of C-BASS.