Current Issue
May 2013
May 2013 - Volume 24, Number 10
Servicing Trends
Servicers need to consider the status of energy leases on residential properties that go into foreclosure.
Compliance
Surviving A MERS Compliance Audit: How To Ride Out The Storm
Hint: the ‘duck and cover’ approach will not work anymore.
Field Services
The Case For Fast-Tracking Foreclosures On Vacant Property
It is time for local governments and the servicing industry to acknowledge what field services professionals have already acknowledged.
REO Asset Management
Comprehending The Paradox Of The Single-Family Rental Market
Trying to decipher the complexities of this market requires more than a little patience.
Default Management
Default Management Evolves Under The Magnifying Glass
More attention from regulators leads to new questions and concerns.
Flood Services
Dangerous When Wet: The Biggert-Waters Act’s Impact
Designed to ensure NFIP solvency, the 2012 law will create new concerns for homeowners and servicers.
Technology
One Size Does Not Fit All In Servicing Technology
Large servicers and small servicers have their own distinctive high-tech challenges.
April 2013
April 2013 - Volume 24, Number 9
Cover Story
The Future Of Servicing: The CFPB’s Perspective
The director of the newest regulatory agency offers his view of servicing and the wider mortgage industry.
The Future Of Servicing: The MBA’s Perspective
The trade group’s chief commends servicers while detailing the challenges ahead.
Loss Mitigation Strategies
Short Sales On The Rise: Too Much Of A Good Thing?
Nearly one-quarter of 2012 home sales involved this loss mitigation strategy - is something wrong with that?
REO Asset Management
Mobile technology offers new opportunities to streamline and upgrade the REO asset management process.
Regulatory Trends
Significant regulatory changes require that more attention be paid to following the letter of the law.
Industry Trends
Two major decisions at the start of this year will have a major impact on how the servicing industry operates.
March 2013
March 2013 - Volume 24, Number 8
Cover Story
Live From The West Coast: A New Servicing Paradigm
The California Homeowner Bill of Rights rewrites the game plan for state-level servicing guidelines.
Foreclosure
Can a nonjudicial foreclosure of an HOA lien extinguish a first position security interest in Nevada?
Valuation Best Practices
The Top 10 Valuation Best Practices
This set of guidelines will help ensure accuracy in appraisals and valuations.
Understanding The Correct Value Of A Home After Foreclosure
A host of unknowns and misperceptions can cloud the valuation process.
Technology
Servicers need to consider business continuity and disaster recovery plans in the event of acute data disruptions.
Directory of Insurance
From Vandalism To Flood, Insurance Concerns Are Many
Let SM’s annual directory be your guide to the industry’s insurance leaders.
Bankruptcy
The Continuing Impact Of Bankruptcy Rule 3002.1
Servicers can create new revenue streams by tapping into this growing market.
Industry Trends
Cutting Off The Hand To Spite The ARM?
Will a new CFPB rule add more confusion to a servicer’s work?
February 2013
February 2013 - Volume 24, Number 7
Cover Story
The Single–Family Rental Asset Class: An Emerging Opportunity
Servicers can create new revenue streams by tapping into this growing market.
Industry Trends
Working In A New Playing Field, Complete With New Headaches
Will the new liabilities and risks being imposed on the industry negatively impact loan liquidity and mortgage servicing rights?
Investor Update
The FHFA chief offers an overview of what his agency has achieved to date and what still needs to be accomplished.
Technology
The Case For Scientific Servicing
The industry needs to embrace a "big data" solution to handle its still–significant workload volumes.
Quality Control
Appraisal Quality Control: A New Consideration
Is a comprehensive interrogation more effective than a cursory administrative check?
Regulatory Compliance
A New Compliance Era Requires More Vigorous Vendor Training
Successful vendor education can help servicers avoid compliance penalties.
What Is The Difference Between Compliance And Rotisserie Chicken?
Hint: One can be prepared in a "set it and forget it" manner, and the other cannot.
January 2013
January 2013 - Volume 24, Number 6
Cover Story
Today’s Servicers Must Pay Extra Attention To Quality Control
Servicers need a new appreciation of how this function works within the larger risk management environment.
Technology
It Is Time For Servicers To Rethink Information Access
Today’s industry needs a much more sophisticated system for improving high-tech transparency and processing.
Foreclosure
Legal Tenets For Legal Tenants
The impact of the Protecting Tenants at Foreclosure Act of 2009 continues to resonate among servicers.
Lender-Placed Insurance
Putting Lender-Placed Insurance In The National Spotlight
A product that rarely received harsh attention has faced a new level of consternation from federal and state regulators.
Directory Of Mortgage Servicing Technology
Default Servicing Tech Comes Of Age
Servicing Management’s annual listing of servicing technology providers and solutions includes the latest automated solutions for the industry’s headline challenges.
Default Servicing
Is The Flat-Fee Model Flat-out Unsustainable?
Changes in the depth and scope of default servicing have created problems in the traditional billing model for law firms.
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